Public Liability Insurance
Trades & Professions
Browse trade-specific public liability insurance pages — focused on third-party injury and property damage risks that come with doing real work on real sites.
Third-party injury and property damage.
Guidance shaped by where and how you work.
Useful when clients ask for proof of cover.
Why Public Liability varies by trade
Public liability insurance is about what can happen to other people and other people’s property while you’re working. A roofer’s exposure (working at height, falling objects, public access) is different from a cleaner’s (wet floors, signage, customer areas). That’s why we organise cover guidance by trade — so your page matches the risks you actually face.
All Public Liability trades (A–Z)
This list is generated live from:
https://comparepublicliabilityinsurance.co.uk/public-liability-ins-sitemap.xml
Public liability FAQs for trades
What does public liability insurance cover?
Public liability insurance typically covers claims from third parties for injury or property damage connected to your work — for example, accidental damage to a client’s property or someone tripping near your work area.
Do I need public liability if I work in customers’ homes?
Often, yes. Home working increases exposure to accidental damage claims and third-party injury risk. Many clients also expect proof of cover before work starts.
Is public liability the same as employers’ liability?
No. Public liability is for third-party claims (customers/public). Employers’ liability is for employee-related claims. Many trades have both depending on staffing arrangements.