Asbestos Removal Public Liability Insurance

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You’d be crazy not to !!!

If you work as a Asbestos Removal, even a small mishap while using trolleys, straps and protective coverings can lead to a costly claim. Public liability insurance is designed to help with third‑party injury or damage claims, including legal costs.

Quick take: if your work brings you into contact with customers, public liability cover helps protect your cashflow when accidents happen.

Core cover for Asbestos Removal

  • Third‑party injury claims arising from accidents connected to your work.
  • Damage to third‑party property (customer premises, neighbouring property, vehicles).
  • Legal fees for defending a covered claim (policy terms apply).
  • Load‑in/load‑out risks when moving items through shared corridors, stairs and lifts.
  • Claims linked to your operations while working at premises you don’t own.

Accidents this cover can help with

Example: during a job in homes, flats and offices, someone outside your business is injured after coming into contact with your working area. Public liability cover can help with compensation and legal costs (depending on the policy).

  • Injury example: A customer strains an ankle while stepping around items staged for loading.
  • Damage example: A trolley marks flooring in a communal area and the building manager claims.
  • Another common scenario: A heavy item is dropped and damages stairs or banisters in a client’s home.

Picking the right limit of indemnity

Choose a limit that matches your contracts and exposure. Working in busy public areas or higher‑value premises often means opting for a higher indemnity limit.

What else might you need?

  • Tools Cover — cover for the job in progress, materials, plant or kit (depending on the cover type).
  • Goods In Transit Cover — useful if you rely on specialist equipment to work.
  • Product liability — worth considering if you sell or supply products as part of your service.
  • Employers’ liability — If you take on labourers, apprentices, or any PAYE staff, you may also need employers’ liability insurance alongside public liability.

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