Office Equipment Service And Repair Public Liability Insurance
For quotes in under 5 minutes and as little as £3.99 per month
You’d be crazy not to !!!
Public liability insurance for Office Equipment Service And Repair is there for the “oops moments” — accidental injury to someone outside your business, or damage to their property, during work at client premises or on site.
Quick take: if your work brings you into contact with customers, public liability cover helps protect your cashflow when accidents happen.
What public liability can cover
- Injury to third parties (clients, visitors, passers‑by).
- Accidental property damage caused during your work (including at client premises).
- Legal defence costs and associated expenses (subject to policy terms).
- Everyday working risks where the public or clients are nearby.
- On‑site and off‑site incidents — including set‑up, pack‑down and day‑to‑day working activities.
Accidents this cover can help with
Example: during a job at client premises or on site, someone outside your business is injured after coming into contact with your working area. Public liability cover can help with compensation and legal costs (depending on the policy).
- Injury example: A member of the public is injured by an accidental knock or collision during your work.
- Damage example: Spilled materials stain flooring or soft furnishings and require replacement.
- Another common scenario: A visitor trips over equipment you’ve left in a walkway and is injured.
Common cover limits
Choose a limit that matches your contracts and exposure. Working in busy public areas or higher‑value premises often means opting for a higher indemnity limit.
Related business insurance
- Tools Cover — cover for the job in progress, materials, plant or kit (depending on the cover type).
- Product Liability (If Supplying Goods) — useful if you rely on specialist equipment to work.
- Product liability — worth considering if you sell or supply products as part of your service.
- Employers’ liability — Public liability protects you against third‑party claims; if you also employ people, look at employers’ liability cover as well.
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