Tilers - Floor And Wall Public Liability Insurance
For quotes in under 5 minutes and as little as £3.99 per month
You’d be crazy not to !!!
As a Tilers – Floor And Wall, you can’t control every variable in bathrooms, kitchens and commercial refurbishments. Public liability insurance can provide a financial back‑stop if a client, neighbour or passer‑by alleges injury or damage caused by your work.
Why it matters: one incident involving neighbours can mean compensation, repair bills and legal costs — public liability insurance is designed to help with those outcomes.
What public liability can cover
- Injury to third parties (clients, visitors, passers‑by).
- Damage to third‑party property (customer premises, neighbouring property, vehicles).
- Legal fees for defending a covered claim (policy terms apply).
- Site access risks (materials, tools, temporary barriers, working at height).
- On‑site and off‑site incidents — including set‑up, pack‑down and day‑to‑day working activities.
Accidents this cover can help with
Example: while working in bathrooms, kitchens and commercial refurbishments, a piece of tiles and grout or a tool is dropped and damages a client’s property. The customer asks you to pay for repairs and makes a formal claim.
- Injury example: A member of the public trips over your trailing extension lead near the work area and suffers a wrist injury.
- Damage example: You accidentally drill through a concealed pipe, causing a leak that damages a customer’s kitchen ceiling.
- Another common scenario: A visitor slips on dust sheets or debris you’ve left across a shared hallway and needs medical treatment.
How to choose your level of cover
Choose a limit that matches your contracts and exposure. Working in busy public areas or higher‑value premises often means opting for a higher indemnity limit.
Useful add‑ons for Tilers – Floor And Wall
- Product Liability (If You Supply/Fit Materials) — cover for the job in progress, materials, plant or kit (depending on the cover type).
- Contract Works Cover (For The Job In Progress) — useful if you rely on specialist equipment to work.
- Product liability — worth considering if you sell or supply products as part of your service.
- Employers’ liability — If you take on labourers, apprentices, or any PAYE staff, you may also need EL insurance (employers’ liability) alongside public liability.
Ready to compare? Get tailored quotes for Tilers – Floor And Wall public liability cover in under 5 minutes.