Tilers Public Liability Insurance
For quotes in under 5 minutes and as little as £3.99 per month
You’d be crazy not to !!!
Public liability insurance for Tilers is there for the “oops moments” — accidental injury to someone outside your business, or damage to their property, during work in bathrooms, kitchens and commercial refurbishments.
Quick take: if your work brings you into contact with site visitors, public liability cover helps protect your cashflow when accidents happen.
What this policy typically covers
- Third‑party injury claims arising from accidents connected to your work.
- Damage to third‑party property (customer premises, neighbouring property, vehicles).
- Legal defence costs and associated expenses (subject to policy terms).
- Site access risks (materials, tools, temporary barriers, working at height).
- On‑site and off‑site incidents — including set‑up, pack‑down and day‑to‑day working activities.
Real‑world claim examples
Example: during a job in bathrooms, kitchens and commercial refurbishments, someone outside your business is injured after coming into contact with your working area. Public liability cover can help with compensation and legal costs (depending on the policy).
- Injury example: A visitor slips on dust sheets or debris you’ve left across a shared hallway and needs medical treatment.
- Damage example: You accidentally drill through a concealed pipe, causing a leak that damages a customer’s kitchen ceiling.
- Another common scenario: Wet plaster/paint overspray marks a client’s flooring and skirting, requiring replacement and redecoration.
How to choose your level of cover
Many clients and contractors ask for cover at £1m, £2m, £5m or £10m. The right limit depends on where you work, contract requirements, and the potential cost of a worst‑case claim.
Other cover to consider
- Contract Works Cover (For The Job In Progress) — cover for the job in progress, materials, plant or kit (depending on the cover type).
- Tools & Plant Cover — useful if you rely on specialist equipment to work.
- Product liability — worth considering if you sell or supply products as part of your service.
- Employers’ liability — Public liability protects you against third‑party claims; if you also employ people, look at cover if you employ staff as well.
Ready to compare? Get tailored quotes for Tilers public liability cover in under 5 minutes.